Group Long-Term Disability Benefit

The amount of disability benefits equal 60% of your salary, determined as described under the Group Life Insurance tab. The maximum amount of disability benefits to which you are entitled is $10,000 per month. Your disability coverage is coordinated with any Social Security and/or Worker’s Compensation benefits you receive.

In order to receive disability benefits, you must be an active participant in the Plan. You are considered an active participant if contributions have been made to the Plan on your behalf by your employer. You will also be required to provide proof of your disability. (See booklet for more details.)

WPF Group Long-Term Disability booklets provided by UNUM are available for plan members to download for further details of this coverage. 

There is no specific age when LTD is no longer available, however, there are limitations to how long you can remain on Long-Term Disability. For instance, at age 65 it is a maximum duration of 3-6 months. Click on the booklet below for more details.  The Maximum Period of Payment Chart begins at the bottom of page one.